Frances Piper is the third daughter born to James and Materia Piper. With her wild curls and mischievous nature, she is the most entertaining of all the Piper children, even if she is also behaves in the worst manner. When Kathleen's babies are born, it is Frances who takes it upon herself to baptize the infants in the creek. She inadvertently drops both babies in the creek but only manages to rescue one of them, Lily, from drowning. She watches as James buries the dead baby boy Ambrose, in the family garden. Her suppression of this memory haunts her for many years. When she finally allows herself to remember what happened, Frances is finally set free.